Preventive Dental Care in Summerville, SC
Insurance & Payment Options
Transparent, Stress-Free Dental Care in Summerville, SC
At Deaton Dental Associates and Flowertown Dentistry, we believe understanding the cost of your dental care should be simple. Our team is committed to helping you make informed decisions about your treatment with transparent communication, flexible options, and support every step of the way.
Book A VisitWe focus on what is best for your long-term oral health and work with you to find financial solutions that fit comfortably within your budget.
We Accept Most PPO Insurance Plans
Both Deaton Dental Associates and Flowertown Dentistry work with many major PPO dental insurance providers. Our team helps you understand your coverage and maximize your available benefits.
We may be in-network with some plans and out-of-network with others. However, many PPO plans still provide significant reimbursement for out-of-network providers, allowing you to use your benefits at our offices.
Our team will:
- File insurance claims on your behalf
- Help maximize your available benefits
- Review your coverage and answer questions
- Submit pre-treatment estimates when needed
Every insurance plan is different, and we are always happy to review your benefits so you know what to expect before treatment begins
Insurance Plans We Commonly Work With
We work with many PPO insurance providers, including:
Aetna
Anthem
BlueCross BlueShield
Cigna
Delta Dental
GEHA
Guardian
Humana
Lincoln Financial
MetLife
United Healthcare
And many more
If you have questions about your specific insurance plan, bring your insurance card to your appointment or contact our team for assistance.
Clear Estimates Before Treatment
We believe patients deserve to fully understand their treatment options without financial pressure. Before beginning treatment, we can submit a pre-treatment estimate to your insurance company so you understand:
- Expected insurance coverage
- Estimated out-of-pocket costs
- Available payment options
While insurance coverage is determined by your provider and cannot be guaranteed, these estimates help you move forward with greater confidence.
Payment Options
We offer several convenient payment options to make dental care accessible:
Major credit cards
Cash
Flexible financing through CareCredit
Our team is happy to help you apply for CareCredit and determine if financing is a good fit for your needs.
No Insurance? Our Membership Plan Has You Covered
If you do not currently have dental insurance, our Membership Plan offers a simple and predictable way to maintain your oral health. Many patients find this option provides greater flexibility and transparent pricing compared to traditional insurance.
Membership benefits include:
- Professional cleanings and exams
- Routine X-rays
- Reduced fees on many dental procedures
- No deductibles
- No annual maximums
- No waiting periods
- Coverage that begins immediately
Your membership lasts 12 months from the date of enrollment, helping you maintain consistent dental care throughout the year.
We Verify Your Benefits Before Your Visit
Dental insurance can be confusing, and our team is here to help. When possible, we will:
- Verify your insurance benefits prior to your visit
- Provide estimated out-of-pocket costs
- Answer questions about coverage and payment options
Our goal is to help you maximize your benefits while keeping your dental care affordable and easy to understand.
Have Questions About Your Insurance?
If you are unsure about your coverage or payment options, our team is happy to help before your appointment.
For information about insurance at Deaton Dental Associates,
call(843) 873-3706.
For information about insurance at Flowertown Dentistry,
call (843) 871-0814.
Does dental insurance cover major treatments like crowns, implants, or dentures?
Many dental insurance plans help cover major treatments, but coverage varies by provider and plan. Some procedures may be covered at a percentage, while others may have waiting periods or annual maximums. Our team reviews your benefits and provides estimates so you understand your expected costs before treatment.
Does dental insurance cover cosmetic procedures?
Most dental insurance plans do not cover cosmetic procedures such as teeth whitening or veneers. However, some treatments that improve oral health, such as crowns or bonding, may receive partial coverage depending on your plan.
What if my treatment is more than my insurance covers?
If your insurance does not cover the full cost, we offer flexible payment options and financing through CareCredit. Many patients also choose our Membership Plan to reduce costs and make care more manageable.
Can I use my membership plan with insurance?
The Membership Plan is designed as an alternative to traditional dental insurance. It provides predictable costs, preventive care, and reduced fees without deductibles, waiting periods, or annual maximums.
Do you offer payment plans for larger treatments?
Yes. Financing through CareCredit allows qualified patients to spread treatment costs over time. Our team can help you apply and review available options.
Will you help me prioritize treatment if I am on a budget?
Yes. We understand that dental care is an investment. Our team will discuss your treatment options and help you prioritize care based on your oral health needs and budget.
Can I use my HSA or FSA for dental treatment?
Yes. Most dental treatments can be paid using Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA). This can help make care more affordable using pre-tax funds.
Which office should I choose if my insurance is in-network at one location?
Because Deaton Dental Associates and Flowertown Dentistry may have different in-network providers, our team can help you determine which location may offer the best benefits based on your insurance plan.